By

Corrina Boehm
For many cost-conscious employers, combining high-deductible health plans (HDHPs) with health savings accounts (HSAs) is the most viable way to protect workers from exorbitant medical expenses. That helps explain the prevalence of HSAs. Last year more than 25 million had been established in the U.S., a 13% increase over 2017. The same report by Devenir...
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When you’re trying to come up with the best value for the best dollar on your voluntary insurance prices, you may be offered a price break for buying several products from the same vendor. Known as bundling, that practice can be a win-win for both buyer and seller under the right circumstances. “If you’re looking...
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When you’re an insurance broker, the extent to which you can generate referrals can have a huge effect on your bottom line. And if you’re too busy to seek recommendations from current clients and others, you’re probably missing out on significant opportunities to grow your business. Copious research backs up the importance of referrals. For...
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As healthcare costs continue to skyrocket nationwide, employers continue to search for options that are affordable to both themselves and their workers. For each active employee in the U.S. this year, employers will spend an average $13,243 in healthcare expenses, according to Statista — a 13% increase over the average $11,750 spent in 2015. And...
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If you’re an employer, you’re likely struggling mightily to hold down the escalating costs of employee health care. Call it a perfect storm. Just as the scarce labor market is making it easier for workers to selectively choose employers, employer-sponsored medical and pharmaceutical benefits are slated to rise another 5% in price this year for...
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If your company has yet to instigate any sort of wellness program for its employees, it may be missing out on a chance to reduce healthcare costs. The variety of wellness programs being implemented these days ranges from a free fitness center membership to smoking cessation programs to yoga classes to on-site napping facilities to...
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-Employees are financially stressed — but voluntary benefits can help Change to: Stress relief: Waylay worker worry with these 3 benefits -Cause and effect: 7 tips for talking to employees about life and disability insurance Change to: Do your employees get it? 7 tips for untangling life and disability insurance -A menu of options: Should...
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As a benefits administrator or HR manager, you’re constantly trying to get the most for your money when it comes to assembling attractive employee benefits packages. That said, keeping up on all the regulatory changes that could affect your insurance offerings can be a challenge. Here’s a summary of some of the most important legislative...
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Over the next several years, the U.S. will continue to see a power shift among employers and employees. By now it’s clear that the mass retirement of baby boomer employees — and the dearth of millennials and Gen Z-ers to replace them — is causing a nationwide labor shortage that’s forcing employers to work harder...
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About Us

To bring you the best possible solutions for your employee benefit plans, we combine our expertise with that of insurance carriers, brokers and channel partners. By working together we can provide a vast array of services and resources - offering you even more value, even more choice, and even more support. That’s what we do. We’re Ochs.

Ochs, Inc. is not an insurance carrier; the contracted insurance company provides insurance products. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.

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