Legal information

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY AND THE DISCLOSURES ELSEWHERE ON OCHSINC.COM AND ANY PAGES THEREOF (THE “SITE”). BY ACCESSING THIS SITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS LISTED BELOW AND DISCLOSURES ON THE SITE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS AND DISCLOSURES, DO NOT ACCESS THE SITE, OR ANY PAGES THEREOF.

“Ochs, Inc.” is a trademark of Ochs, Inc. Ochs, Inc. has created the Site which is not intended to be visited or accessed by anyone to whom distributing information on the Site would be prohibited under any applicable law or regulation.

Ochs, Inc. is a subsidiary of Securian Financial Group, Inc.

Agreement/Services provided

By using this website, you (“User”) understand that these terms and conditions (“Terms and Conditions”) between and among User and Ochs, Inc. govern User’s use of this Site. User agrees to use the Site only in accordance with these Terms and Conditions. Ochs, Inc. may amend or terminate these Terms and Conditions at any time without notice.

No offer/Local restrictions

Nothing contained in or on the Site should be construed as a solicitation of an offer to buy or sell, or recommendation to buy or sell any security, commodity, or investment, or to engage in any other transaction.

The information provided on the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the Site do so on their own initiative and are responsible for compliance with applicable local laws and regulations.

Site operation

The Site is operated from offices within the United States of America. Ochs, Inc. does not represent that the information on the Site is appropriate or available for use in other locations. Access from certain locations may be strictly prohibited. The laws of the State of New York will govern any claims relating to the information contained on this Site unless otherwise noted herein or required by applicable law.

Approved use

User agrees to not publish, broadcast, retransmit, reproduce, commercially exploit, or otherwise disseminate the data, information, material or services provided on the Site unless expressly approved in writing by Ochs, Inc. User agrees that the Site, including all information provided on the Site, is the proprietary property of Ochs, Inc. and/or third parties from whom Ochs, Inc. has obtained rights to provide access to Ochs, Inc.’s customers.

No reliance; No offer/Solicitation

Ochs, Inc. and its affiliates do not assume any liability or guarantee for the timeliness, accuracy and completeness of the information provided. Ochs, Inc. uses reasonable efforts to obtain information from sources which it believes to be reliable; however, Ochs, Inc. makes no representation that the information or opinions contained on the Site are accurate, reliable or complete. The information on the Site is provided for informational purposes only and is subject to change without notice.

No warranty

INFORMATION ON THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. THE DATA SET FORTH ON THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY, AND NO WARRANTY IS MADE THAT THE INFORMATION IS ERROR-FREE. PLEASE NOTE THAT ONCE YOU LEAVE THIS SITE, EITHER BY USING A LINK WE MAY HAVE PROVIDED FOR YOUR CONVENIENCE OR BY SPECIFYING YOUR OWN DESTINATION, OCHS, INC. ACCEPTS NO RESPONSIBILITY FOR THE CONTENT, PRODUCTS AND/OR SERVICES PROVIDED AT THESE NON-OCHS, INC. SITES. OCHS, INC. DOES NOT CONTROL, ENDORSE, PROMOTE OR HAVE ANY AFFILIATION WITH ANY OTHER WEBSITE UNLESS EXPRESSLY STATED ON THIS SITE.

Limitations of liability

In no event, including negligence, will Ochs, Inc. be liable to any party for any direct, indirect, special or other consequential damages arising out of or in connection with any use of this website, or any other hyper-linked website, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if we are expressly advised of the possibility or likelihood of such damages.

Copyright statement

All information and material contained on the Site is provided by Ochs, Inc. and is subject to United States and international intellectual property laws.

If you believe in good faith that information or materials on this Site infringe your copyright, please contact Ochs, Inc. Contact information may be obtained by clicking the “Contact us” links located at the top right and bottom of the web page.

Ochs, Inc. reserves the right to change content without notice. No part of the Site may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying or recording, or by any information storage or retrieval system, without the express written permission of Ochs, Inc.

Trademarks

All service marks and logos located on the site are owned by Ochs, Inc. unless otherwise indicated.

All Ochs, Inc. graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Ochs, Inc. Ochs, Inc.’s trademarks, service marks and trade dress may not be used in connection with any product or service that is not Ochs, Inc.’s, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Ochs, Inc.

Removal or reproduction, by any means, of any materials, logo, trademark, service mark, or the name of Ochs, Inc. or its affiliates, is expressly prohibited without the prior written consent of Ochs, Inc. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Ochs, Inc.

Linked internet sites

Ochs, Inc. may from time to time provide hypertext or other links to sites that may be of interest to Users. Ochs, Inc. does not endorse, sponsor or promote any products or services offered by such sites and has not passed on the merits of any information contained on such sites. Ochs, Inc. assumes no responsibility whatsoever for any material outside its own Site. Ochs, Inc. is not responsible for the privacy practices of third party websites.

If you link from another website to the Site, your website, and the link itself, may not suggest that Ochs, Inc. endorses, sponsors or is affiliated with any non-Ochs, Inc . website, entity, service or product, and may not make use of any Ochs, Inc. trademarks or service marks other than those contained within the text of the link.

Indemnification

User agrees to defend and make Ochs, Inc. and its affiliates whole for any and all claims, losses, liabilities, and expenses (including attorneys’ fees) arising from Users’ use of the Site or any violation of these Terms and Conditions unless prohibited by law.

Ochs, Inc. may change these Terms and Conditions from time to time without notice. These Terms and Conditions are not intended to and do not create any contractual or other legal rights in or on behalf of any party.