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When it comes to securing life insurance, many consumers have no idea how much they need to protect themselves and their families. In fact, there’s a lot of confusion regarding the value provided by life insurance in terms of financial protection. In a recent U.S. survey by the Association for Advanced Life Underwriting, about half...
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As employers struggle to control costs and still provide their workers effective and affordable benefits packages, many are finding a great solution in the strategic use of voluntary benefits. Many are also creating win-win scenarios by pairing high-deductible insurance plans (HDHPs) with voluntary options such as cancer insurance, critical illness insurance and/or accident insurance. Employees...
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As an employer, you naturally have a vested interest in offering your employees the best possible benefits at the best possible prices. Because employees are calling more of the shots in this scarce labor market, they’re demanding bigger and better benefits packages from employers. That means you must maintain attractive offerings that meet or beat...
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As today’s workers demand a wider range of basic and voluntary employment benefits — and as the regulatory and healthcare worlds become increasingly complex — those benefits are getting harder for employers to manually track and administer. At the same time, younger employees are asking for better transparency, interactivity and instant access when it comes...
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Today, many employees are looking to their employers for help when it comes to managing and safeguarding their finances — and guarding against financial stress. And one way employers can boost productivity is by offering different financial wellness solutions. Those were among recent findings by researcher PricewaterhouseCoopers. The 2018 PWC Employee Financial Wellness Survey found...
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These days, savvy employers are taking a close look at the benefits they’re offering employees, closely monitoring demand with the goal of offering a range of valuable (yet cost-effective) choices. The solutions to many of their problems? Voluntary benefits that let employees select from a menu of products and services — typically at some cost...
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When it comes to life and disability insurance, it’s easy for consumers to question why they should spend their hard-earned money on something that may never come to pass. For example, a recent Bestow survey of Americans without individual life insurance found that 58% see it as too expensive, 43% think the process of securing...
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Now that America’s workplaces are offering up such a wide range of employee benefits, choosing the ones that best suit the needs of your own people may feel like a challenge. Nevertheless, companies that wish to recruit and keep employees in the steadily tightening labor market need to give serious thought to what’s in their...
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About Us

To bring you the best possible solutions for your employee benefit plans, we combine our expertise with that of insurance carriers, brokers and channel partners. By working together we can provide a vast array of services and resources - offering you even more value, even more choice, and even more support. That’s what we do. We’re Ochs.

Ochs, Inc. is not an insurance carrier; the contracted insurance company provides insurance products. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.

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