A True Group Long Term Care Plan

The Municipal Pool Long Term Care Plan through CNA  provides employers the opportunity to offer a true group long term care plan to their employees.  Coverage is for a wide range of services, not just nursing homes. A  group plan includes customized plan designs, with a variety of options, at affordable premiums.  The coverage is available to benefit eligible employees and their spouses, retirees and their spouses, parents and grandparents.  As a group plan, employees who enroll in Long Term Care during the initial enrollment opportunity will receive a guarantee issue of coverage - no health questions.  For more information on Long Term Care Insurance, click here.

The Municipal PoolWhat is this Municipal Pool?The Municipal Pool gives small and medium sized municipal organizations the same insurance buying advantages enjoyed by large cities and companies. Click on the title to read more!Pooling of MunicipalitiesThe Municipal Pool brings separate small and medium sized municipal groups together to form one large group able to command attractive rates. Click above to learn more.Results of insurance-buying advantagesWhen it comes to buying group insurance, large groups receive lower rates that are more stable and less likely to change than smaller groups. Click the title to find out why.Formed in 1955Ochs, Inc. was founded in 1943 to provide employee benefits to municipal groups and in 1955 formed The Municipal Pool to specifically serve the needs of our smaller clients. Ochs, Inc. has over 65 years of experience in the public sector and is the exclusive administrator of the Municipal Pool!Includes Over 280 Public EntitiesThe Municipal Pool includes cities, townships, counties, utilities, hospitals, school districts and others serving over 30,000 employees. The Municipal Pool’s group buying power provides affordable coverage for employees and their families. Reliable & Affordable Life Insurance ContractsThe vast majority of the Ochs, Inc. clients participate in group life insurance through The Municipal Pool which is underwritten by Minnesota Life. Click on the title for more information.Enhanced Plan Designs for Voluntary LTDAssurant Employee Benefits offers The Municipal Pool unique plan design enhancements at discounted prices that apply to voluntary long term disability plans. Click on the title to learn more!A True Group Long Term Care PlanThe Municipal Pool Long Term Care Plan through CNA provides employers the opportunity to offer a true group long term care plan to their employees. Read on for more information.How Can We Join?Ochs, Inc. is the exclusive administrator of The Municipal Pool. Click on the title for contact information.